Welcome to CornerStone Lending

Fed Rate Cut Does Not Lower Mortgage Rates

So the Federal Reserve cut rates again. Many mortgage applicants are calling their mortgage representative and expecting a lower interest rate. Others who have been waiting to refinance are puzzled as to why mortgage... (more)

PMI Magic

Nearly 50% of all homebuyers today have less than a 20% down payment. That means they will be required to pay an extra fee known as Private Mortgage Insurance or PMI. PMI protects the lender because the lower amount of down payment puts the loan... (more)

Home Loans with Poor or Bad Credit

Restore your credit with a new home loan. Getting a home loan with damaged credit, fair credit, poor credit, or bad credit isn't as difficult as you may think -- in fact, we specialize in helping people with less than perfect credit... (more)